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Our industry experience turns your business dreams into reality.

As a specialty lender in the manufactured housing industry for over 15 years, 世界赌博十大网站 also assists community owners and operators nationwide. We have originated over $600 million in more than 20 states for the acquisition or refinancing of communities between $2 and $15 million per transaction. We also offer credit lines that allow the community owners to increase occupancy through the purchase of new and used homes or finance existing park-owned homes that are sold or rented within their community or communities.

Ideal Borrower

  • 包括: The ideal borrower is a hands-on owner-operator with three or more years of experience whose main focus of business operations is manufactured housing.
  • 包括: Net worth of two times the desired loan amount.
  • 包括: Personal recourse required.

房地产 Loan

  • 包括: Purpose should be for purchase or refinance.
  • 包括: LTV 75%以上
  • 包括: Loan Amount of $2M – $25M
  • 包括: Number of sites: 100 plus
  • 包括: % of Park Owned 首页s: unlimited

Line of Credit

  • 包括: Purpose should be the purchase of new or used homes, CapX improvements or financing home notes.
  • 包括: $500k – $15M

LOC Advance Terms

New 首页s (less than or equal to 1 year old)
Up to 100% of invoice
Borrower responsible for set up
10- to 15-year amortization (3-6 month interest only period may apply)

Used 首页s (greater than 1 year old) – tiered by age
Lesser of 50 – 90% of 总成本 (purchase and set up) or 如果没有价值 (with standard add ons)
5- to 12-year amortization
Tiers and age range TBD

其他 Details
No advance for homes older than 20 years old
首页s can be occupied by any type of agreement approved by Bank (via rental, lease with option, 或请注意)
首页 and Site Rent must be dictated by separate agreements
Special Purpose Entity formed to own homes is recommended

Individual ability to qualify is dependent on total debts and other factors such as but not limited to employment, credit and available funds to close. Application is required and is subject to underwriting. Not all applicants are approved. Full documen- tation & property insurance required. Loan secured by a lien against your property. 费用 & charges apply and may vary by product and state. Terms, conditions & restrictions apply, so call for details. 世界赌博十大网站 provides a variety of loan products with different rates, payments and fees. All loans are subject to credit approval. Products and services offered by 世界赌博十大网站. Institution NMLS# 472433

For questions, please 点击这里 to email our team.